VA Loan Calulator

VA Loan Calculator | MIL Loans
Current VA 30-year fixed rate updated weekly:
RATES AS OF
VA Streamline Refi

Stop Paying
Too MuchOn Your VA Loan

Start with your property address so we can verify your current loan snapshot, then see estimated monthly savings.

$0
Out-of-Pocket at Close
21
Days to Close
100%
VA Financing
Today's VA Rate
%
30-Year Fixed · VA IRRRL Eligible
Disclosure for rate: Rate shown is the interest rate only and does not represent the Annual Percentage Rate (APR). APR will vary based on loan terms, fees, and individual qualification. Rate is based on a 760 FICO, 80% LTV, VA IRRRL loan, paying 1.287 points. APR is available upon request and will be disclosed prior to loan consummation.
Est. Payment
$400K Loan
Avg. Monthly
Savings

Your Personalized VA IRRRL Savings

Use the same three-step process: look up property and current loan data, calculate savings, then request a call.

*Rates shown are estimates and subject to change based on credit score, loan balance, loan program, and market conditions.

✓ Your property information has been pre-filled from your personalized link. Review and confirm below.
1 Look Up My Property & Current Loan
📍
Enter your full address including city and state, then press Enter or click Look Up.
🔍 Looking up property and loan data — this takes a moment...
Unable to retrieve property data. Please review the address and try again.
Baseline Loan Snapshot
Owner
Home Value
Open Loan Balance
Loan Amount
Lender
Loan Date
2 Calculate My Savings
%
The rate on your current VA loan.
$
Principal + interest only, not escrow.
$450,000
This is auto-filled when available, but can be adjusted.
Your Estimated Monthly Savings
$
Dropping from % to %.
Current Payment
New Est. Payment
Estimated Annual Savings
3 Talk to Ricardo
Lock In Your Savings

Enter your details and a VA loan specialist will reach out within 24 hours — no credit pull, no obligation.

By submitting, you consent to be contacted by a licensed mortgage professional. No credit pull. No obligation. NMLS #1471373

You're All Set!

Ricardo will reach out within 24 hours to confirm your exact rate. No credit pull needed.

📞 (619) 880-0041  ·  📧 [email protected]

VA Cash-Out Refi

Access Your
Home EquityYou've Earned It

Start with your address so we can calculate your equity and save a loan baseline for future follow-up.

$50K+
Minimum Equity
$0
Out-of-Pocket
100%
VA Eligible
YOUR EQUITY SNAPSHOT
Est. Home Value
Est. Loan Balance
Est. Available Cash

Enter your address below to calculate your equity.

Your Personalized VA Cash-Out Estimate

Use the same three-step process: look up property and loan data, calculate available equity, then request a call.

✓ Your property information has been pre-filled from your personalized link. Review and confirm below.
1 Look Up My Property & Current Loan
📍
Enter your full address including city and state, then press Enter or click Look Up.
🔍 Looking up property and loan data — this takes a moment...
Unable to retrieve property data. Please review the address and try again.
Baseline Loan Snapshot
Owner
Home Value
Open Loan Balance
Loan Amount
Lender
Loan Date
2 Calculate My Available Equity
$
From property records — adjust if needed.
$
Your remaining mortgage balance.
Your Estimated Available Cash-Out
$
Based on your home equity minus $5,000 estimated closing costs.
Home Value
Loan Balance
Available to You
3 Talk to Ricardo
Ready to Access Your Equity?

Enter your details and Ricardo will reach out within 24 hours to confirm your exact cash-out amount — no credit pull, no obligation.

By submitting, you consent to be contacted by a licensed mortgage professional. No credit pull. No obligation. NMLS #1471373

You're All Set!

Ricardo will reach out within 24 hours to review your cash-out options and walk you through next steps.

📞 (619) 880-0041  ·  📧 [email protected]

New VA Purchase Loan

Estimate Your
VA PaymentBefore You Buy

Use today's VA rate to estimate your monthly principal and interest, estimated taxes and insurance, and total monthly payment.

0%
VA Down Payment Possible
5.625%
Current Rate Shown
1.5%
Tax/Insurance Estimate
Today's VA Purchase Rate
%
30-Year Fixed · VA Purchase Estimate
Disclosure for rate: Rate shown is the interest rate only and does not represent the Annual Percentage Rate (APR). APR will vary based on loan terms, fees, and individual qualification. Rate is based on a 760 FICO, 80% LTV, VA IRRRL loan, paying 1.287 points. APR is available upon request and will be disclosed prior to loan consummation.
Principal &
Interest
Total Est.
Payment

Your Personalized New VA Loan Estimate

Use the same three-step process: enter purchase details, calculate your estimated payment, then request a call.

*Payment shown is an estimate only. Taxes and insurance are estimated at 1.5% of the home value annually, divided by 12. This does not include HOA dues, VA funding fee, mortgage insurance if applicable to non-VA products, or other escrow items.

1 Enter My Purchase Scenario
📍
Optional. Add a property address or target city so Ricardo knows what you are considering.
$
Estimated purchase price.
$
Enter 0 for a zero-down VA scenario.
2 Calculate My Monthly Payment
Your Estimated Total Monthly Payment
$
Includes estimated principal and interest plus estimated taxes and insurance.
Principal & Interest
Monthly Taxes / Insurance
Estimated Loan Amount
3 Talk to Ricardo
Ready to Review Your Buying Power?

Enter your details and Ricardo will reach out within 24 hours to review your VA purchase options — no credit pull, no obligation.

By submitting, you consent to be contacted by a licensed mortgage professional. No credit pull. No obligation. NMLS #1471373

You're All Set!

Ricardo will reach out within 24 hours to review your estimated VA purchase payment and next steps.

📞 (619) 880-0041  ·  📧 [email protected]

🎖️VA Loan Specialists
🔒No Credit Pull Required
Close in 21 Days
💰Pay-at-Close Available
🏠Baseline Loan Snapshot Saved
🧮New VA Payment Estimate